We assess your dental condition to determine the most suitable treatment (e.g. All-on-4®). If appropriate, we’ll also discuss whether you may be eligible for ERS.
All-on-4 Dental Implants
It wasn't like going to the dentist.
Accessing Superannuation
Can You Use Your Super to Pay for Dental Treatment?
Yes, you can. Under the compassionate grounds provisions, the Australian Taxation Office (ATO) allows individuals to apply for the Early Release of Superannuation (ERS) to pay for urgent or critical dental treatment.
This is often the case for patients experiencing
Chronic or acute pain
Inability to eat properly
Severe oral health issues
Whether you’re dealing with multiple missing teeth, infection, or deteriorating oral health, you may be eligible to access your super to fund treatment such as All-on-4® implants, full mouth rehabilitation, crowns, root canals and more.
Instead of waiting until retirement age, ERS allows you to use your funds for your health needs, right now, providing financial relief, especially if you have limited private health cover.
Why Early Release of Super Exists
Critical dental surgery often involves multiple procedures, advanced equipment, and the expertise of highly skilled clinicians. These factors ensure effective treatment and minimise discomfort, but they also come with significant costs.
The Early Release of Super scheme is designed to help patients access essential treatment without having to delay or compromise their health due to finances.
Important: Early release of super should be a last resort option. We recommend you speak to a financial advisor before proceeding.
What Treatments are Covered
Common dental treatments that may be covered under ERS include:
Crowns
Dental Implants
Root Canal Treatments
All-on-4® Implant Surgery
Full Mouth Rehabilitation
Eligibility Criteria
To qualify for early release of super, your dental treatment must fall under one or more of the following conditions:
- Life threatening in nature
- Producing acute or chronic pain
- Severely impacting your quality of life
- You do not have the financial means to pay for the treatment otherwise
- A registered dental practitioner (with AHPRA) must provide a supporting report.
- You must submit documentation to the ATO demonstrating your need.
How We Support You Through the Process
At The Point Dental, we’ve helped many patients successfully access their super to fund essential dental treatment. Here’s how we guide you step by step:
What If You Don’t Have Enough Super?
Not everyone has enough super saved, and that’s okay. At The Point Dental, we’ve supported many patients in this situation.
Sometimes, we help patients combine early super release with flexible payment plans or explore alternative funding options they didn’t realise were available.
Even if you think you don’t qualify, talk to us. You might be surprised. Alternatively, take a look at our flexible payment options.
Take the Next Step
Accessing superannuation funds for dental treatment can feel overwhelming, but you don’t have to navigate it alone.
Contact The Point Dental today to discuss your situation, explore your eligibility, and begin the process towards reclaiming your oral health and confidence.
Disclaimer: Accessing your superannuation for dental treatment is a serious financial decision and should be considered a last resort. We strongly recommend consulting a licensed financial advisor before proceeding with an early release application.
Real Results
We understand that it’s not just about your teeth, it’s about getting your life back. We empowering you to smile bigger.
All-on-4 Dental Implants
I got the best compliment ever.
All-on-4 Dental Implants
I feel so much more confident day to day.
All-on-4 Dental Implants
Eating feels easy again.
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