If you are considering All-on-4 implants but are unsure about how to manage the cost, there are several payment options available. All-on-4 is a long-term investment in your oral health, and it does not have to be paid in a single lump sum.
At The Point Dental, treatment starts from $24,000 depending on complexity. Here are five ways to finance your treatment.
1. A Single Upfront Payment
Knowing the full cost from the start makes it easier to plan. When choosing a clinic, ask for an all-inclusive quote that covers the procedure and follow-up appointments.
At The Point Dental, the upfront cost includes all review appointments for the first six months after surgery. There are no hidden fees. Once treatment is complete, there are no ongoing prosthesis replacement costs, which is one of the key advantages over removable dentures.
We use Nobel Biocare implants and our team follows the technique taught at the MALO Institute. You can plan your treatment with confidence that the correct materials and methods are being used.
2. Private Health Insurance
Depending on your level of cover, your private health insurance may contribute towards the cost of All-on-4. Most dental clinics can process your health fund claim on the spot, so you only need to pay the remaining gap.
3. Interest-Free Payment Plans
If a single payment is not feasible, a payment plan allows you to begin treatment and spread the cost over time. The Point Dental offers interest-free payment plans. To be eligible, you must be:
- 18 years or older
- An Australian citizen or resident
- Employed
Features of the payment plans include:
- No interest
- Flexible terms from 3 to 24 months
- Finance up to $30,000
- Straightforward applications, with assistance from our team
Some plans require an upfront deposit, others do not. Our team can help you find the right option during your consultation.
4. Personal Finance
If you are not eligible for an interest-free plan, a personal loan through your bank or finance broker may be an option. You may choose to pay part of the cost upfront and borrow the remainder. When considering a personal loan, factor in the interest rate, repayment period, total cost, and any applicable fees.
5. Early Release of Superannuation
You may be eligible to apply for early access to your superannuation to cover the cost of treatment, regardless of your age. Early access is available in limited circumstances, such as severe financial hardship or a medical condition that affects quality of life.
Our team has experience assisting patients with superannuation release applications. If this is something you are considering, raise it during your consultation and we can guide you through the process.
Your Next Step
If the cost of All-on-4 is a concern, there are options to make treatment accessible. Book a consultation with The Point Dental to discuss both your treatment plan and the payment structure that works best for you.