5 ways to finance All-on-4 dental implants
If you have extensive missing or broken teeth, there are options to renew your smile. Temporary dentures are one option, but these tend to have recurring costs for maintenance or replacement.
Nobel Biocare All-on-4 implants implemented by a Malo Institute trained dental team can be worth the investment. These implants will be easier to maintain and will last longer than cheaper options.
If the cost of All-on-4 dental implants is a barrier to experiencing a healthy smile, there are some options you can consider to pay for your implants over time.
All-on-4 implants may seem costly, but you don’t have to pay a lump sum upfront. The Point Dental offers a range of payment options to suit your circumstances so you can smile with confidence.
Once you’ve decided that All-on-4 implants are the right solution for you, the next step is to plan the procedure and finance. To help you to navigate the various payment options and select a plan that suits you best, here are some of the ways that you can finance your All-on-4 treatment.
5 ways to finance All-on-4 implants
All-on-4 implant costs start from $19,500 at The Point Dental, depending on the complexity of the treatment you need. Understandably, you may not have this amount of cash available upfront.
We believe that an upfront payment should not be a barrier to achieving a healthy, confident smile. Whether you decide to make a single payment for your treatment or spread the cost over time, there are some flexible options you can consider when choosing how to finance All-on-4 implants.
1. A single payment that includes follow-up appointments
It helps to know the total cost of the treatment will be right from the start. When you choose a clinic for your All-on-4 treatment, ask for an upfront fee that includes your follow-up appointments. Having the total cost ahead of time enables you to plan for your All-on-4 treatment with confidence that there will be no hidden costs involved.
At The Point Dental, we provide implants from Nobel Biocare, the pioneer of All-on-4. Our dentists follow the proven technique taught at the MALO Institute. Our dentists are highly trained, so you can be completely confident that your implants will be installed using the correct technique.
This up-front, one-off cost includes any review appointments during the first six months after the initial surgery. Once you are happy with your new teeth, you won’t have to worry about dental costs for a long time.
While All-on-4 has a higher initial cost than removable dentures, these implants last much longer and aren’t easily lost or broken. The initial cost is worthwhile for a durable solution and no ongoing prosthesis replacement.
2. Private health insurance
Your private health insurance may contribute payment towards the total up-front cost of All-on-4, depending on the level of cover that you have.
Most dental clinics can swipe your card and claim your health insurance on the spot, so you can then pay the remaining gap.
3. Use an interest-free payment plan
If a one-off payment is out of reach, some dental clinics may offer an interest-free payment plan. A payment plan allows you to begin your All-on-4 treatment before saving the total sum for the up-front fee.
The Point Dental offers interest-free payment plans. To be eligible, you must be:
- 18 years or older
- An Australian citizen or resident
At your complimentary initial consultation, you can let us know if you are considering a payment plan as an option to finance your treatment. Our staff can help you to apply for the most suitable payment plan for your circumstances.
What to expect from payment plans
When you choose an interest-free payment plan, you can expect:
- No interest
- Flexible payment terms from 3 months up to 24 months
- Cover for up to $30,000
- Straightforward applications which our team can assist with
Some plans require an upfront deposit, while others don’t. In all cases, our staff can help you find the right plan for your needs.
4. Take out personal finance
For those who aren’t eligible for an interest-free payment plan, a personal loan may help you to finance your All-on-4 treatment. You can enquire with your bank or finance broker to find out your options.
When taking this option, you may decide to pay for part of the total cost upfront and only borrow part of the total amount. When taking out a personal loan, be sure to consider the interest rate, repayment period, total cost and any fees that may apply.
5. Early release of superannuation
If a finance or payment plan isn’t a suitable option, there’s one more avenue you can consider to finance All-on-4. You can apply for early access to superannuation to cover the treatment amount, regardless of your age.
You can have early access to your super in limited circumstances, such as severe financial hardship or a severe medical condition.
We have experience with assisting our clients with applications for the early release of their superannuation. If this is something that you are considering, you can ask our staff about this finance option when you attend your initial consultation.
There are options to finance All-on-4 treatment if this is the best solution to replace your damaged teeth. When you book a complimentary consultation, we can discuss the best treatment and payment options to enable you to regain your confident smile.
Recover a confident smile with flexible payment options for your All-on-4 implants. If the cost is a barrier to getting your smile sorted, our staff can help you find a suitable payment structure.